Special Enrollment

• You lose Medi-Cal coverage.
• You lose your employer-sponsored coverage.
• Your COBRA coverage is exhausted. Note: Not paying your COBRA premium is not considered loss of coverage.
• You are no longer eligible for student health coverage.
• You turn 19 years old and are no longer eligible for a child-only plan.

You turn 26 years old and are no longer eligible for a parent’s plan.

• You move to California from out of state.
• You move within California and gain access to at least one new Covered California health insurance plan.

• One or both members of the new couple can use the special-enrollment period to enroll in coverage.

• A child is born, adopted or received into foster care. The entire family can use the special-enrollment period to enroll in coverage.
• If you receive a child in foster care, you will need to indicate “adopted a child” in the drop-down menu when you apply.

• For the birth or adoption of a child, or acceptance of a child into foster care, you can choose to have coverage start on:

  • The first day of the month following the birth, adoption, or placement in your foster care of a child.
  • On the date of the birth, adoption or placement in foster care.
  • On the first day of the month following plan selection. 

Read more about this qualifying life event.

Your household experienced a natural or human-caused disaster (such as wildfires) declared as a state of emergency in California.

You have lost coverage after leaving active duty, reserve duty, or the California National Guard.

You become a citizen, national, or lawful permanent resident.

• You are already enrolled in a Covered California plan and become newly eligible or ineligible for tax credits or cost-sharing reductions.  
• You are already enrolled in a Covered California plan and you lose a dependent or lose your status as a dependent due to divorce, legal separation, dissolution of domestic partnership, or death.

See the full list of qualifying life events.