What if I want to change something about my health insurance or renew my plan through Covered California?

Renewal starts in the fall, right before the open-enrollment period. At that point, you'll be able to switch your plan and make any changes. You can always report changes when things like your household size and income have changed. Sometimes these changes make you eligible for special enrollment, at which point you can change your plan.

If you take no action to actively renew or change health insurance plans, you will automatically be enrolled, 30 days after the date on the renewal notice you received in the mail, into the same health plan you had the previous year and using the most recent household size and income information you gave us.

When you renew your health insurance plan, you will be able to:

• Review and update your contact information and application.

• Compare different health insurance plans to get the best coverage for your needs and budget. All health plans, from Bronze to Platinum, offer the same level of high-quality health care. The only difference is you choose the best payment option for you!

• Find out if your costs have changed, or if you can receive financial help to lower your monthly premium. If you previously have not applied for financial help, you will be asked if you would like see if you qualify for help. If you select “YES” then “Save & Continue,” you will be guided through sections of your application to provide more information.  

• Make sure the doctors or hospitals you want are included in the health plans you are comparing by using Covered California’s Shop and Compare Tool, while shopping within your application or by contacting the health insurance companies directly.

For questions or additional help renewing your health plan, contact an expert in your area for free assistance or call Covered California at (800) 300-1506 (TTY: [888] 889-4500).